ChatGPTPay off $12,078.93 of credit card debt with a 30-day ChatGPT money challenge
A realtor asked ChatGPT for one money task a day to attack $23,000 of credit card debt. Some ideas were quirky, like auctioning a photo of a watermelon for $51.
A prompt to try
Fill in the blanks. The prompt rewrites itself.
I have $[amount] in credit card debt across [cards, APRs]. Income: [ ]. Fixed costs: [ ]. Time I can spare: [ ]. Run a 30-day challenge with me: give me ONE specific task each day to find, save or earn money for this debt, starting with places forgotten money hides (payment apps, old accounts, refunds, subscriptions). After I report the result, update my running total and give me the next task. No risky investments, no new debt.
Fill in anything in [brackets] before you send it. Anything that spends money, sends a message or signs something should stay behind your own approval.
How it went, step by step
- 01Tell the assistant your total debt, income and constraints, and ask for one task a day for 30 days.
- 02Start with a hunt for forgotten money: payment apps, old accounts, unused subscriptions.
- 03Do the task, report back what happened, and get the next one.
- 04Put every dollar you find straight onto the debt and track the balance daily.
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